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EMI on Debit Card; Good or Bad

10 questions to ask when chosing EMI on Debit Card Online Stores like Amazon, Flipkart etc has made ties with Indian Banks like ICICI and others. Now your Debit Card will work like credit card given if you have some savings in your bank as Fixed Deposit. Buying is made easy now. After cash on delivery, EMI on Debit Card is second most eye catching utility. Stores want you to buy more. Banks want you to sell more money. They will always want, its there business. EMI on Debit Card means no extra paper work for getting a credit card, plus banks will be in safer side. In past decade Credit Card fraud was enormous as credit limit on a credit card goes high in accordance with your purchasing power. Customers are also in safer side as 'buying very high value articles and then unable to pay thing' will be minimized. In countries like US, UK there run consultancies with promise of making you Debt Free / Credit Card Debt Free, as people buy and then unable to pay. No matter how m

5 points to consider when starting Solopreneurship

A solopreneur is not an entrepreneur. Sorry being honest. A Solopreneur is entrepreneur in the making. So when starting a business SOLO you need to know many things. How many things and what exactly cannot be said in a page. Answers varies in accordance with circumstances. However, here are 5 things everyone should know when starting a business alone. 1. Market Whatever you are supposed to do or sell, study its market size. Meet people, interact, know, since how long they are in this business. What they think, how will be market for the said business, product or service. If it will rise, go steady or fall. 2. Mentor YOU WILL FAIL. Not only one, two or three times but many times. Do you know someone who will help you in downtime or when going for expansion. Ideally, mentors do not work for you, hiring a mentor is not cheap, also they are less available human commodity. Start searching right away till you find one. 3.Time Doing business is 10 times more tiring than d

Ransom Email??? DO NOT PANIC.

My eye doctor told me couple years back, everything happens first time in life. Ransom Email, I heard this term more than often. But first time I received a ransom email. It carries a threat message, which says I must need to pay $2900 in bit coins. If I won't the sender will make all my data public including family. Next could be your turn. DO NOT GET PANIC IF YOU GET A RANSOM EMAIL REPORT IT TO LAW ENFORCEMENT.